After the home he was renting caught fire on Jan. 3, Lloyd Putnam learned the hard lesson that the renters insurance he was paying for didn’t cover any of his personal belongings. Back on Dec. 30, Putnam put in a work order to his property manager, Invitation Homes, after an electrical switch on his circuit breaker kept switching off. „It kept snapping, and then we would go back, and it just popped right back, so there was an issue,” he said.