While much of the focus of Florida’s insurance crisis has been on property insurance, a different type of insurance is giving a stop sign to many residents. Auto insurance premiums skyrocketed by 20.3% in December from a year earlier, the largest increase since the mid-1970s, Labor Department data showed. Florida drivers like Richard Fegoe have some of the highest car insurance costs in the country. He’s had the same car insurance company for 30 years and considers himself to be a very safe driver.